Frequently Asked Questions

General Questions

MoneyTime.io is a highly innovative, online WEALTH CREATION platform that enables our members to generate an immediate and unlimited income from the comfort of their own home or anywhere in the world with just a smart phone or computer and an internet connection.

The MoneyTime Platform was the brainchild of the two founders, Simon King and James Hill, who launched the platform in March 2021. Both founders are seasoned entrepreneurs and have achieved great success with various online businesses.

MoneyTime is the culmination of more than 70 years of deep insight and experience with numerous successful online businesses and was created out of the need to really help people globally to generate an immediate and unlimited income online in the easiest and most profitable way possible.

Thus, MoneyTime was launched and we are proud to call it our “Legacy Program” because of the unique and powerful income generating features it offers. MoneyTime has the potential to change people’s lives in a big way.

The primary focus of MoneyTime is to enable our members to achieve financial freedom and be able to live life to the fullest, having both the Money and the Time to enjoy it! It is having the Money to buy what you want and all the Time to enjoy life that makes the dream come true. This is achieved in a number of ways, and the main benefit of being a member is that MoneyTime pays back the lion’s share of its revenues back to the members.

The main focus and goal of MoneyTime is and always will be to benefit the members and help them achieve a life of financial freedom doing what they want to do (Money), when they want to do it (Time)... and in style (MoneyTime).

There are no “owners” of MoneyTime. MoneyTime utilizes a cooperative business model that is managed by the founders and their excellent team of experienced and talented online experts in their respective fields.

The MoneyTime sharing economy targets 100% of all revenue to be paid back to the members. That is a HUGE benefit, unheard of in any other program in existence today and is the “Heart of MoneyTime.” This is a great benefit that allows our members to truly achieve financial freedom beyond their wildest dreams with an organization that has integrity and is here for the long term.

Our promise to you is this: Follow the MoneyTime Road Map to Financial Freedom and you will experience a life with both the Money and the Time to enjoy it, filled with joy and happiness.

Our Products

The MoneyTime products are called Accelerated Reward Packs (ARPs). When you purchase an ARP, you will receive valuable points that can be redeemed for high-quality educational content. In addition to the Reward Points, you will also receive extra benefits, such as deposits into our Power Growth System (PGS).

Start-Up Advance Option

The Start-Up Advance (SA) is a powerful tool that enables only PREMIUM members to offer any person a 30-day ARP20 trial. The company will advance an ARP20 product for the new member so that $16 is deposited into the MoneyTime Power Growth System (PGS) for a trial period of 30 days.

This allows new members to see firsthand the power of the PGS as profits from the trading system increase their balances weekly. This gives them the ability to experience how passive income is generated within MoneyTime with no money coming out of pocket for a trial basis of up to 30 days.

If the member decides to continue with the MoneyTime program, there are 2 options:

  1. Earn Passive Income only — Simply pay the $20 for the ARP20 before the end of the 30-day trial to keep all the profits generated during the trial and continue earning PASSIVE INCOME.
  2. Build your Global Team — If a BASIC member chooses to upgrade to PREMIUM membership before the end of the 30-day trial, the $20 Instant Pay for the upgrade that normally would go the enroller will be used to pay for that member’s ARP20. So, in essence, this works like a PIF (Pay It Forward) by your enroller without him/her coming out of pocket to gain a valuable PREMIUM member who will ultimately generate more income by using the SA option for others to join MoneyTime. (Having a PREMIUM membership gives members the ability to generate additional Passive Income from their enrollees through our Matching Bonus program.)

The Start-Up Advance program accomplishes the following:

  • Allows new members to “test drive” MoneyTime’s Power Growth System and see weekly profits accruing.
  • Allows PREMIUM members to PIF new team members without any money coming out of pocket.
  • Gives new members a way to understand and grasp the MoneyTime platform, making it an easy decision to join MoneyTime with confidence and without any risk.
  • Exposes MoneyTime to many more potential members in a much quicker and smarter way.

Pay Plan

There are 4 ways to earn income with MoneyTime:

  • Power Growth System (PGS)
    Every “Accelerated Rewards Pack” of $20 or higher automatically deposits 80% of the purchase price into our trading system from which members receive an ongoing profit share.
  • Instant Pay
    Receive income instantly when your direct enrollees purchase our ARP products.
  • MoneyTime Mega Raffle
    A daily raffle that can reach a top prize of $200,000 each day for MULTIPLE people.
  • Rank Matching Bonus
    Receive matching bonuses of 25% (Bronze), 50% (Silver), or 100% (Gold) of your personally enrolled members’ earnings from the 3 income streams above. (You must be a PREMIUM member to receive any Rank Matching Bonus.)

When you become a MoneyTime member, you will be provided with your own personal invitation link that you can share with others. As new members register using your unique invitation link, you will become their enroller.

When members purchase ARPs or upgrade to PREMIUM membership, their enrollers receive Instant Pay deposited directly into their Internal Wallets. There is no waiting for the income you have earned, with the exception of the PGS earnings, which are paid weekly. A member’s wallet balance of $10 or more can be withdrawn at any time.

The MoneyTime Matching Bonus feature is a unique and very powerful income stream that leverages the earnings of your personal enrollees.
There are three rank levels you can qualify for:

  • BRONZE
    Earn 25% match when you have 1 to 4 personally enrolled PREMIUM members.
  • SILVER
    Earn 50% match when you have 5 to 9 personally enrolled PREMIUM members with at least $1000 in combined ARP purchases.
  • GOLD
    Earn 100% match when you have 10+ personally enrolled PREMIUM members with at least $3000 in combined ARP purchases and 3 members being SILVER or GOLD rank.

MoneyTime offers an exact pathway that will guarantee you financial success. The ultimate and easily achievable milestone for our members is to achieve Gold rank, at which point they will vastly increase their income by matching 100% of their personally enrolled members’ direct earnings.

Internal Wallet, Adding Funds, And Withdrawing Funds

Deposited funds can only be made by cryptocurrency. From your Back Office, click on the FINANCE tab, then Internal Wallet. Enter the amount you want to add, then click on the “Deposit Using Crypto” button and once cleared, the funds will be added to your Internal Wallet.

Yes. Under the Organization tab, click on P.I.F. and you will see a list of items you can purchase for another member. Any purchases made for another member will be credited to them instantly and any sharing incentives will be paid immediately.

All withdrawals are made in Stellar Lumen (XLM) and you must first complete your Profile. At the bottom of your profile page, you will complete the Withdrawal section by providing your Stellar Lumen (XLM) wallet address and the Memo ID, if required. Once your profile has been completed, under the FINANCE tab, click on Request Withdrawal. There is a $25 minimum withdrawal limit. All withdrawals are paid directly to your Stellar Lumen wallet within 24 hours.

Very Important Note: IF you are withdrawing your funds to an external Wallet / Exchange that requires a Memo ID, you will be responsible for adding that Memo ID to your MoneyTime Profile. Please know that if you are required to add a Memo ID (this will be provided by your Exchange provider, if required) but you do not add it and you submit your withdrawal request, anyway, MoneyTime will NOT be responsible for any lost funds. If a Memo ID is not required by your external Stellar Lumen Wallet / Exchange Provider, please leave the Memo ID section blank.

You first have to request a withdrawal from your MoneyTime Internal Wallet. If you are withdrawing to a full service Crypto Exchange, you will be able to exchange your Stellar Lumen for other cryptocurrencies or you can exchange your Stellar Lumen into your preferred fiat currency, then withdraw it to your bank, as you normally would through your Exchange.

Stellar Lumens Network

Stellar is an open network for storing and moving money. Stellar makes it possible to create, send, and trade digital representations of all forms of money: dollars, pesos, bitcoin, pretty much anything. It’s designed so all the world’s financial systems can work together on a single network.

MoneyTime uses Stellar because you can transfer funds in seconds, and it has virtually no fees to send or receive funds.

Stellar has no owner; if anything it’s owned by the public. The software runs across a decentralized, open network and handles millions of transactions each day. Like Bitcoin and Etherium, Stellar relies on blockchain to keep the network in sync, but the end-user experience is more like cash. Stellar is much faster, cheaper, and more energy-efficient than typical blockchain-based systems.

The Stellar network launched in 2015. Since then it’s processed more than 450 million operations made by over 4 million individual accounts. Large enterprise companies and companies as small as single-dev startups have chosen Stellar to move money and access new markets.

The ongoing development of the basic Stellar technology is guided and supported by the Stellar Development Foundation, a non-profit company based in the United States. The Foundation helps maintain Stellar’s codebase, supports the engineering and business communities around Stellar, and is a speaking partner to regulators and institutions. The Foundation has no shareholders, so it can be purely dedicated to the success of Stellar as a neutral, equitable, and public network.

Transparency is a tenet of the network. Stellar’s code is open-source and available to anyone’s audit or contribution. Many of SDF’s current employees were first inspired to get involved with the technology in their free time or for their own projects.

More information on www.Stellar.org 

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